YEARS OF                   “A” CERTIFICATE             “AA” CERTIFICATE

SERVICE

                                   

0                                                                              32,080                                     33,080

1                                              32,080                                     33,280

2                                              32,480                                     33,480

3                                              32,680                                     33,680

4                                              32,880                                     33,880

5                                              33,155                                     34,155

6                                              33,430                                     34,430

7                                              33,705                                     34,705

8                                              33,980                                     34,980

9                                              34,255                                     35,255

10                                            34,555                                     35,555

11                                            34,855                                     35,855

12                                            35,155                                     36,155

13                                            35,455                                     36,455

14                                            35,755                                     36,755

15                                            36,080                                     37,080

16                                            36,405                                     37,405

17                                            36,730                                     37,730

18                                            37,055                                     38,055

19                                            37,380                                     38,380

20                                            37,730                                     38,730

21                                            38,080                                     39,080

22                                            38,430                                     39,430

23                                            38,780                                     39,780

24                                            39,130                                     40,130

25                                            39,480                                     40,480

25+                                          39,505                                     40,505